After our old apartment complex changed hands, our neighbors spent the whole summer worrying aloud that the new management company would raise the rent.

We declined to join in. I expected the rent to go up, but we had been getting such a good deal for so long, I figured that the rent could go up by 20%, maybe even 30%, and still be competitive.

Then we saw the proposed lease from the complex’s new owner, and went straight from “wait and see” to “let’s find a new place to live.”

You see, the new lease (I almost put the word in scare quotes) was an internet-style agreement. You’ve seen them—you’ve probably clicked through to agree to hundreds of them by now. They’re the ones with these two characteristics:

  1. There’s a long list of “terms and conditions” that they can change at any time.
  2. They doesn’t promise that the service they’re providing actually works.

For a broad range of internet stuff—especially stuff that’s free, like an email address or a web tool—a contract of that sort is perfectly reasonable. If someone is kindly letting you use some service for free, it’s fine if they decline to stand behind it, and understandable if they ask you to agree that the service is offered as-is and shouldn’t be relied upon for anything important.

For real-world stuff—especially real-world stuff you’re paying for—signing such an agreement is a terrible idea. Any adult with experience in the real world would know better.

Sadly, young folks don’t have much real-world experience. Worse, the current generation of young folks—having clicked through hundreds or thousands of such contracts—see them as normal.

I bring this up now because the new management company’s so-called lease was my first instance of such a contract for a real world thing.

An Internet-Style Apartment Lease

They raised the rent of course; this was not a surprise—and would even have been okay. But the proposed lease was an internet-style agreement. That was a deal breaker for us.

They Can Change the Terms and Conditions

A lot of internet-style contracts allow the other party to change the terms and conditions at any time, just by updating a document on some website.

This is fine for certain kinds of things, such as an internet service. Specifically, it’s acceptable for any service where you engage in individual transactions. Maybe it’s a video service where you pay $x to stream a video one time. Maybe it’s a service that will print your photo on a t-shirt or a coffee mug for $y. If they change their terms in some way that makes the service no longer attractive, you can just quit ordering.

It’s even true of a service with a subscription format, as long as you can cancel the service at any time. An example might be a service where you get to listen to unlimited music for $z a month. If they change the terms so that it costs too much, or they put limits on the music (or they lose access to the music you most want to listen to), you can just cancel.

Where it becomes completely unacceptable is when it’s a longer-term contract you can’t just cancel, such as a lease.

The contract the management company wanted us to sign said that they could change any of the terms at any time. If we didn’t like it, we’d have 30 days to move out.

That’s not a lease at all! The whole essence of a lease is that I know that I have an apartment I can live in for a year, and I know what I’d have to pay.

This is more like month-to-month renting, where I have to be ready to move out at any time. Except that it’s worse than month-to-month renting, because I’m committed for the full duration of the lease.

In fact, it’s even worse than that—the plain terms of the contract would allow the apartment company to change the duration of the lease as well: They could have come back the day after we signed and said, “We’ve tripled the rent. Oh, and we’ve also changed it from a 1-year lease to a 99-year lease: You have to pay for the rest of your life.”

I doubt if a court would tolerate such a thing, but I’m not going to sign a lease with unacceptable terms and hope that the court will take my side.

They Make No Promises

The other thing that’s common in internet-style contracts is that the party offering the service doesn’t promise anything.

That’s perfectly reasonable for a free service. If a company offers to let me use their cool thing for free, I’m fine with clicking through an agreement that says that they don’t promise that the thing even works and don’t promise to fix it if it breaks.

You know where it’s really not reasonable? In an apartment lease.

The whole point of an apartment lease is that you give them some money every month in exchange for a habitable place to live. They promise to keep it habitable if stuff breaks (you promise to pay for anything you break), and when the term is up, you return the apartment in the same condition you got it, except for normal wear and tear.

The contract the new management company wanted me to sign specifically said that they didn’t promise the apartment would be habitable. They also specifically didn’t promise that it would have any appliances, nor that they’d fix them if they broke.

They would have been within the terms of the lease to show up one day and take down the doors and windows, pull out the fridge and stove, shut off the heat and water, and drain the pipes. (It would probably have been illegal, but it wouldn’t have violated the lease.)

I saw this coming some time ago, and have written about it before. (Specifically, in a post called Reject Variable Terms and Conditions that I wrote for Wise Bread back in 2009.) I didn’t expect that I’d start seeing them in apartment leases this soon, though.

No sane person would sign such a contract—unless they’d been trained by click-through internet contacts that such terms were normal.

An internet-style contract is fine for an internet service. It’s even fine for a real-world service that’s not critical to your life or your business, as long as you can cancel it at any time.

It is not fine for anything you depend on. And it’s never fine for a contract that they can change but that you can’t cancel.

We looked around for a new place to live, and found one easily—one with a real lease.

Other Issues

Most of the above is an edited version of an article I originally wrote for Wise Bread, but that the editors didn’t want. For the Wise Bread article, I was focusing on internet-style agreements and why they’re bad for real-world stuff. The rest of this post is just a short description of the other reasons we decided to move. There were two of them.

First, they were going to start charging separately for utilities that had been included in the rent. This is something that I’d be fine with in theory—we probably use less heat and water than average. Except that heat and water were not metered per apartment. Without actual per-apartment numbers, the plan was for the complex to charge us made-up numbers. (They had hired company to make up the numbers for them, supposedly by allocating the complex’s actual costs to apartments by size. But there was no transparency, so I stand by my characterization of the charges as being made-up numbers.)

Second, they were also going to start charging extra every month because we have a cat. (We had already paid an extra pet deposit to cover any damage the cat caused, including a non-refundable part to pay for a more extensive cleaning.)

All told—higher rent, made-up utilities cost, cat rent—the increase would have been several hundred dollars—something like a 50% increase to our monthly housing cost.

We might even have paid that, to avoid the hassles of a move. But we weren’t going to sign an internet-style not-really-a-lease agreement.

Backyard Eggs
Backyard Eggs

So, the Champaign City Council legalized backyard chickens a while back. You have to file a form, pay a one-time fee, and get a notarized permission slip from your landlord (if you’re a renter), but it all looks quite doable. As I’d mentioned when I wrote about the issue before, this would have been a determining factor in my willingness to buy a house in Champaign, and now it isn’t. The fee isn’t cheap ($50), but figured into the cost of buying a house, it’s insignificant.

But thinking about the fee got me to thinking about why one raises chickens in the first place.

Probably most of the people in Champaign who want to raise backyard chickens are yuppy locavore types looking to reduce their food-miles to minimize their carbon footprint and know that they’re eating organic and cruelty-free. More power to them. But there’s another category of people who might raise backyard chickens: poor people.

Someone who’s poor—someone whose budget barely stretches to cover their other expenses, someone who’s on food stamps, someone who uses a food pantry—is another person who might find raising backyard chickens very attractive. Eggs don’t cost much, but someone who raised chickens might be able to save a few dollars a week and get some high-quality protein and have a surplus that they could share or trade. But a $50 entry fee just about blocks this reason to raise chickens.

I guess I’m not really surprised. Local politicians in Champaign have a lot of incentive to help upper-middle class people eat local and organic—those people vote. They probably don’t feel the same pressure to help poor people get a little high-quality food as cheaply as possible, because poor people don’t vote as much—and when they do vote, the legality of backyard chickens probably isn’t a top issue.

It does bug me just a little that Champaign (which thinks of itself as conservative place) has created this whole big-government scheme with forms and approvals and fees and regulations on chicken coops, while Urbana (which thinks of itself as a liberal place) doesn’t have any of that stuff, just a general rule against letting your animals become a nuisance. But that’s just me, asking for consistency from politicians.

So, half a cheer for Champaign legalizing backyard chickens, even if they came up with a way to do it that only helps yuppy locavores and not poor folks.

In his dedication to educating the public about the zero bound, Paul Krugman has asked several times (most recently today):

. . . what calculation leads to the notion that a target of “close to but less than 2%” is appropriate, as opposed to, say, 3 or 4 percent.

I think I know the answer: An inflation rate of 2% is small enough that price changes due to inflation are unnoticeable in the noise of other price changes, even over periods of a few years.

Among the costs of inflation are those that come from uncertainty about not only future prices, but also about current prices.

When inflation is under 2%, the price of a cookie at the local bakery might remain unchanged for years at a time. I can stop by the bakery with exact change, and be reasonably confident that I’ll be able to buy one. The costs of flour, sugar, and chocolate will vary over time—but some will rise and others will fall, and the bakery will be able to hold the line on the price of a cookie. This is a convenience for me. It’s also good for the bakery, because people who are confident that they have enough cash in their pocket to buy a cookie are more likely to stop and get one. If they had to make a stop at the ATM first to get cash—or worse, be sent away to visit an ATM mid-transaction—they might not.

At some point—and I assert that the point turns out to be slightly above a 2% inflation rate—stores find that it’s necessary to raise prices at least annually, just to keep up with inflation.

Even if the inflation rate is known and not a surprise, there’s still the threshold effect of one day the price is $x and the next day it’s $x+3%.

When the inflation rate is below 2%, prices can remain stable for years at a time—long enough for people to learn what they are. And that knowledge can make their day run more smoothly. They can be sure they have appropriate cash on hand. They don’t need to check prices ahead of each transaction.

When the inflation rate is above 3%, stores might need to raise prices twice a year, to avoid falling behind. When the prices of a hundred things are all being raised more often than annually, it becomes impossible to learn what prices are, and impossible for that knowledge to make the day run more smoothly. All of a sudden, you have to pay attention to price changes, because they’re happening all the time. In advance of every transaction, you need to allow for the fact that maybe today is the day that prices went up several percent.

Some prices change all the time anyway, especially where the item being sold is a single commodity, such as milk or gasoline. For exactly this reason, prices of those items are often prominently displayed—to reduce the transaction effort of the consumer who wants to know what the price is going to be.

I think that’s why 2% inflation is different from 3–4% inflation: Because price changes due to inflation begin to stand out from changes in relative prices, adding another whole layer of informational costs on every purchaser, on every purchase.

I was one of the first people to try to sign up for insurance on healthcare.gov. That turns out to have been a mistake. At least, that’s my theory.

With considerable effort, over a period of a couple of days right at the beginning of October, I’d gotten through the first part (where you verify facts about yourself to confirm that you’re you). Then I’d done the part where they ask about your income, etc.

At that point—when I’d entered all the info about my and Jackie’s contact info, race, ethnicity, income, and so on—I clicked the last “submit” button. . . and waited.

After a long time, the submission timed out.

Not wanting to have to go through all that entering again, I just backed up a screen and clicked submit again. . . and waited again. And it timed out again.

I did that over and over again, hoping that eventually I’d get a successful submission. And at some point I did get one. In fact, I got a bunch—many of those failed submissions had apparently gone through before they failed. But (I now believe), something about them had gotten corrupted at some point.

On the first visit after that, I’d gotten through to the point of seeing what policies were available to me and how much they’d cost. I printed the list and reviewed it with Jackie and investigated the networks offered by a few plans and picked a policy (sticking with Health Alliance, but going for one of their new Silver plans). But when I returned, there was a glitch: I could no longer sign up for insurance for Jackie and myself; it offered me a policy only for myself, with no sign as to whether I’d be able to get Jackie signed up after.

Yesterday, I finally gave up on making my way through the signup process, and called the telephone interface.

Turns out, the people on the other end of the phone go through the exact same interface. So, of course, they ran into the exact same problem I did.

After escalating to the senior tech guys, the proposed solution was to reset my account and have me start over. (Something I would have done a long time before, if that interface were available.)

Sadly, I couldn’t make that work either.

Finally, I started over completely. I created a new account (with a new login name, using a new email address), re-verified my identity, and re-entered all the info about me. This time, having already selected a policy, I pressed straight ahead and enrolled.

So, I have successfully signed up for insurance through Obamacare. It took about an hour, once I started over from scratch. I suspect it would have worked pretty smoothly, if I hadn’t tried so persistently to sign up in those first few busy days.

Despite the aggravations of getting signed up, I’m pretty pleased. Obamacare is going to save me hundreds of dollars a month. Our insurance bill had been our largest bill—quite a bit higher than our rent. Now it will be just another monthly expense—bigger than our phone bill, but less than rent or groceries.

And yet, the cost savings is far from the most important thing. Before, I worried constantly that any major medical problem would ruin us—make it impossible to get affordable insurance; trap us in a policy that all the healthy people had fled, with premiums spirally inexorably higher until they consumed all our money. Now, at last, we have some security on that front. Cheap or expensive, at least our insurance is actually insurance. A major medical problem would still be a big deal—one of us would no longer be healthy. But at least it would just be that, and not that and a financial catastrophe too.

Since there scarcely any thought of building them in the US, it’s silly to worry about the downsides of real high-speed trains, but it’s the sort of thing I tend to worry about. After all, the math is kind of scary.

It’s only 135 miles from Champaign’s Illinois Terminal to Chicago’s Union Station. If your trains can average 135 mph, you could make the commute in an hour—a long commute, but well within the range that many people find acceptable.

On a train that fast, you could depart Champaign at 6:45 and get to your desk anywhere in the Loop by 8:00. Another train that left at 7:45 could get you to Union Station in time to be at your desk at 9:00. Combine those with similar trains that departed shortly after the close of business and got you back to Champaign in time for supper, and suddenly Champaign offers all of its regular attractions plus all the attractions of Chicago.

Personally, I think that would be awful. It could easily attract thousands of new residents to Champaign—and Champaign does not need thousands of new residents.

Happily, the high-speed rail network that the US is actually building operates at a top speed of 110 mph—fast compared to highway speeds, but nothing like an average of 135 mph. I don’t know what sort of average speed that would produce, allowing for congestion and stops along the way, but let’s just pick a number and say we could average 90 mph. That would mean that it would take one hour thirty minutes to get to Chicago.

Suddenly the math for making Champaign a bedroom community is much less compelling. At 90 mph, the furthest you could live from Chicago and still have a one-hour commute would be Gilman. As a practical matter, people who found the idea attractive would probably live in Kankakee instead. Not that I have anything against Kankakee, but better they get thousands of downtown Chicago workers than we do.

While averting the downside of turning Champaign into a bedroom community, moderately high-speed rail service is still great for non-commuters. Amtrak service to Chicago is already pretty good—fine for a day trip to Chicago. I can catch the City of New Orleans at 6:00 AM and get to Chicago before the museums open. After a day in the city I can either leave around 4:00 PM on the Illini and get home in time for supper, or I can have an early supper in Chicago, leave around 8:00, and get home by bedtime. Imagine if those trains averaged 90 mph.

Better, imagine a couple of 110 mph trains making evening runs designed to allow people in Champaign to head into the city after work, arrive early enough for a late dinner—or, if they ate dinner on the train, a show—and then return in time to spend the night in their own bed.

The more I think about it, the happier I am with the (objectively pretty lame) moderately high-speed rail taking shape in the US. It has great potential to make Chicago accessible for half-day or evening visits without the downside of turning Champaign into a bedroom community.

(All these meditations prompted by Andrea Mayeux‘s article Researchers say high-speed rail could fuel U.S. real-estate, economic booms, via Tobias Buckell’s post High speed rail could spark a real estate boom in second tier cities.)

more-st-croix-chickensThe News Gazette had an article yesterday saying that the Champaign City Council has agreed to “schedule a study session” on the topic of legalizing backyard chickens.

Tom Bruno, who was the guy who offered me some encouragement when I inquired earlier seems ready to support the idea. Other members of the council sounded more ambivalent. The comments on the News Gazette article are decidedly mixed as well. (The people who object not because they think the chickens would actually cause any sort of problem, but because they’re afraid that it would make the area seem too “redneck” surprise me.)

So, it’s by no means a sure thing. Time to get organized.

Plaster copy of Venus de Milo.
Plaster copy of Venus de Milo.

A hundred-odd years ago, a lot of towns and cities had their own museum. In those days, international travel was beyond the reach of ordinary people, and museums saw it as part of their mission to bring the great artistic and cultural works of the world to a place where ordinary people could see them. To support that, a whole industry existed making molds of the great works of European sculpture, and then casting plaster replicas of those works to be displayed in museums.

After all, the Venus de Milo can only be in one museum, but should only people who can get to the Louvre be able to see it?

A few decades later, fashions changed. Air travel and other changes made it possible for ordinary people to get to Europe after all, so they could see the great works of European art and culture. Rather suddenly, it no longer seemed like a great service to show people copies of the greatest works of art and culture.  Museums decided that they should show people originals—even if they could only afford 3rd rate originals.

julius caeser
Plaster copy of bust of Julius Caeser

Thanks entirely to great good fortune, at the time that this shift was at its peak, a budget crunch at the University of Illinois had virtually shut down the museums that are now known as the Spurlock Museum. They had so little money, they were unable to hire a director, meaning that there was no one in authority to throw out the plaster copies of the great works and replace them with 3rd rate originals.

At museums all over the country, an incredible number of these excellent copies—quite literally museum quality—were simply thrown away. But not those belonging to the Spurlock Museum.

Among other things, we have a fairly complete set of replicas of the Elgin Marbles, made from molds taken before an ill-fated attempt at cleaning did serious damage to the originals. Scholars come from all over the world to study our copies.

elgin marbles
Plaster copy of frieze blocks from the Parthenon

I was going to the Spurlock Museum today, to attend a meditation class by Mary Wolters (an excellent workshop, by the way), and decided to catch an earlier bus so I’d have half an hour to look around the collection. I’d several times wished I had a picture of one or another items from their collection to use to illustrate a Wise Bread post, and I figured this would be a good chance to get a few photos.

Having taken a few, I thought I’d share some here.

spurlock scupture

If you’re local, don’t miss the wonderful Spurlock Museum.

During the debt ceiling crisis back in 2011, I suggested that it would be no big deal if the government just “prioritized” spending so as to match revenues for however long it took Congress to get its act together and raise the debt ceiling. I got some push back on this by people who said I was crazy if I thought that much spending would suffice, but I never thought it would suffice—I was just sure that the result would be so onerous that Congress would knuckle under in no time. I figured that was what the Treasury secretly had in mind.

I’ve changed my mind.

It would have gone like this: The laws are contradictory—Congress sets the tax rates, Congress sets the spending levels, Congress sets the debt ceiling. The poor Treasury, simply doing the best it could in a no-win situation, would hold up pretty much all payments except interest on the debt, judges pay, soldiers pay, and social security. Once payments to major corporations in districts where recalcitrant Congressmen lived got held up, the stalemate would have ended pretty quickly.

I no longer think that’s what’s going to happen. Basically, I’ve come around the view that the Treasury meant what it said when it claimed that its hand were tied: It is legally required to spend the money the Congress has appropriated, whether the money is raised or not.

And I think there’s a solution.

Really, it’s the same solution as the “platinum coin” solution or the “issue scrip” solution, but those solutions are just gimmicks to put a pseudo-legalistic shine on what basically amounts to paying our bills by printing money.

I don’t think there’s any need for the gimmick. I think what the Treasury means to do once the headroom for keeping under the debt ceiling runs out is: Nothing. They’ll just go on writing checks exactly as they’ve been doing.

They’ll stop issuing new debt of course, so there’ll be no new money in their account at the Federal Reserve to pay the checks.

At which point, I’m reasonably sure, the Federal Reserve will just pay the checks anyway—which the Fed can easily do by just crediting the depositing bank’s account. (In other words, printing the money.)

Basically, the Fed would let the Treasury run an unlimited overdraft.

This works on several levels.

First of all, it doesn’t require any reprogramming or rejiggering of the Treasury’s numerous systems for making all the many payments they make every day. (No entity makes more payments than the US Treasury.) That’s good, because any attempt to do so would be problematic at best, and probably catastrophic in the short term.

Second, the people who are being most recalcitrant about raising the debt ceiling are the ones who would be most outraged. (I can just see them frothing at the mouth. Oh noes! Inflation!!1!)

Third, under the current circumstances, it would probably be good for the economy. I’ve pretty much come around to Paul Krugman’s analysis that at the zero bound there is no inflation risk to printing money. Even better, if it did produce some inflation, that might get us up off the zero bound. (I for one would be very pleased to be able to earn a return on my capital.)

A generation ago the Fed would have hated this—bankers used to hate overdrafts in the deepest depths of their bowels. But overdrafts have been so profitable for banks these past 20 years or so, I expect we have a whole generation of bankers who have gotten over it.

As to whether it’s really legal or not, that’s something for the courts to decide. The debt ceiling applies to debt “subject to the limit.” The Fed and the Treasury will just say that, while an overdraft is debt, it’s not debt “subject to the limit.” The debt ceiling will be resolved long before any court case plays out.

The Treasury never admitted to having any contingency plans last time. Their take on it was that not raising the debt ceiling was unthinkable, therefore they would not think about it. But this is the only thing I can think of that could actually play out without chaos. If they weren’t planning on doing this (or something much like it), they’d have done something by now (such as having a dry run of their scheme for prioritizing payments).

Last time, I figured we’d get an 11th hour deal. This time, I think it’s pretty likely that the debt ceiling won’t get raised, and I think the Treasury will actually end up doing this—so I thought I’d share my thinking in case people find it useful.

It was on my first trip to England that I came to understand that what we think of as formal wear, business attire, and sports clothing was originally designed to be the most comfortable possible clothing for the circumstances. The circumstances in this case being the climate, technology, and infrastructure of England in the eighteenth and nineteenth century.

Without central heat interiors were going to be chilly, but even if you were quite frugal with your wood or coal they would not have to be really cold.

Given those indoor circumstances, and given that you had to make do with wool, silk, linen, and cotton (because there were no synthetic fibers), you would quite naturally end up with just the sort of garments that we now think of as being part of formal wear—wool coats and vests, silk bands to wrap around your neck, and so on. Sport clothing, of course, was for the sort of sports the English aristocracy engaged in: riding and shooting. Tweed and leather were very practical.

It seems obvious now, but it was something of a revelation to me. When I was younger, I always thought of that sort of clothing as being uncomfortable.

Partially that’s because such clothing is only really comfortable if it really fits. You don’t need a bespoke suit for it to fit correctly; even today good men’s clothing is routinely altered to fit. But clothing purchased for a child will never fit for long (and often never fit at all, because the child knows neither how the garment is supposed to fit nor how to articulate any issues discovered during the fitting).

Perhaps more important, such clothing is only comfortable in the sort of very cool environment for which it was originally designed. If your interior temperatures are around 60°F, you will be more comfortable in a wool coat over a wool vest than you would be in shirtsleeves. At 70°F it will be the other way around.

My attitudes toward such things has also been influenced by Jackie’s work with fiber. In my youth, my experience with wool was that it was scratchy, uncomfortable stuff (totally aside from it being made into garments that didn’t fit and were wrong for the climate). Now I’ve learned about the many different kinds of wool—starting with merino, of course, but by no means ending there—that are not scratchy. Now I have wonderful vests and sweaters, made to fit, from premium materials.

Of course, the top layers are really the last thing to think about. Comfortable clothing begins with the base layer. There again, my experiences as a child turned me against a whole very useful category: long underwear. Any clothing that you’re going to put another layer of clothing on top of needs to fit exactly right. An outer layer that’s too loose can be tolerated. But a too-loose under layer is going to get bunched up and shifted away from where it needs to be: Intolerable.

The ill-fitting hand-me-down long underwear I got as a child turned me against a whole category of garments that doubtless have an important role to play in comfortable dressing. I’m only now, more than two decades after returning to the Midwest, beginning to accumulate items for an appropriate cold-weather base layer. (I’ve made do up to now by having a wide range of top-layer options: spring jackets, fall jackets, winter coats, parkas, my Alaska pipeline coat.)

As a young man, I think I’d have been perfectly happy to wear nothing but shorts and t-shirts, and simply crank up the heat to make up the difference. My attitude has changed. If I had the money, I’d be very pleased to get and wear wool coats and vests, silk cravats, smoking jackets, and the like. Not because of the fashion statement they’d make (which would be a rather silly statement, however much I’ve come to appreciate a fine tweed), but because they’d be very comfortable.

Prairie plants
Prairie plants
Prairie plants

One utterly predictable consequence of climate change is that the price of northern farmland will rise as growing regions shift north.

Tobias Buckell yesterday shared a report that just this sort of price shift is now occurring—interesting to me because this result is not merely predictable: I predicted it my own self, way back when I was in high school.

Global warming was still pretty speculative then (in the 1970s), but people were already talking about the greenhouse effect and trying to figure what the result would be. At the time, I was mainly thinking about the geopolitical implications of  shifting the growing regions north—how things would change if Canada and the (then) Soviet Union were suddenly way more productive of food, while places like the United States, China, and France suddenly less so.

What I discovered, though, was that those northern regions aren’t nearly as fertile as places like Illinois, where 8,000 years of tall grass prairie left an incredibly thick layer of rich soil.

No matter how perfect the climate is, Saskatchewan is not going to produce the bushels per acre of Illinois or Kansas. Their soil is not only less fertile, it’s also much more fragile than the soil of the tall grass prairies. The fertile layer isn’t as deep, so the land must be plowed with greater care, and it will in any case be more quickly depleted.

I’m sure there’s a lot more and better data available now than there was back then, but I doubt if it changes the fundamentals. Shifting growing regions means winners and losers, but it also means less total food production.